Severity: 8192
Message: Creation of dynamic property CI_URI::$config is deprecated
Filename: core/URI.php
Line Number: 101
Backtrace:
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Router::$uri is deprecated
Filename: core/Router.php
Line Number: 127
Backtrace:
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: Cannot modify header information - headers already sent by (output started at /home/pkpd2288/public_html/system/core/Exceptions.php:75)
Filename: core/Security.php
Line Number: 274
Backtrace:
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$benchmark is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$hooks is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$config is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$log is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$utf8 is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$uri is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$exceptions is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$router is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$output is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$security is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$input is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$lang is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$load is deprecated
Filename: core/Controller.php
Line Number: 78
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$db is deprecated
Filename: core/Loader.php
Line Number: 396
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated
Filename: database/DB_driver.php
Line Number: 371
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 132
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 292
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 166
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 235
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 315
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 356
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 282
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 289
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 304
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 314
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 315
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 316
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 317
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 375
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 110
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_start(): Session cannot be started after headers have already been sent
Filename: Session/Session.php
Line Number: 143
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$session is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$form_validation is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$pagination is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$agent is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 7
Function: __construct
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$Model_common is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 8
Function: model
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$Model_team_member is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 9
Function: model
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Team_member::$Model_portfolio is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 10
Function: model
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$benchmark is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$hooks is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$config is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$log is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$utf8 is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$uri is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$exceptions is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$router is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$output is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$security is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$input is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$lang is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$load is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$db is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$session is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$form_validation is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$pagination is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$agent is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$Model_common is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$Model_team_member is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$Model_portfolio is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/pkpd2288/public_html/application/controllers/Team_member.php
Line: 42
Function: view
File: /home/pkpd2288/public_html/index.php
Line: 315
Function: require_once
Penetrasi digital yang semakin dalam di setiap bidang mendorong setiap entitas bisnis untuk berlomba- lomba memanfaatkannya demi menjaga kelangsungan usaha. Tidak terkecuali bagi Koperasi Karyawan PT Pelni Bina Sejahtera yang melakukan digitalisasi layanan pinjaman dan lainnya kepada anggota.
Koperasi yang didirikan pada 16 Februari 1980 itu menyadari penggunaan teknologi digital akan meningkatkan daya saing usaha dan memudahkan transaksi anggota. Chairi Hidayat, Ketua Pengurus Kopkar PT Pelni Bina Sejahtera mengatakan, inovasi layanan digital penitng dilakukan agar usaha koperasi tidak tergilas perubahan zaman. “Kami mengembangkan digitalisasi pinjaman dan layanan lainnya untuk memenuhi kebutuhan anggota,” ungkap Chairi. Selain digitalisasi prosedur pinjaman, koperasi dengan anggota sebanyak 3.485 orang pada akhir 2021 lalu itu juga Bekerjasama dengan unit-unit kerja di PT Pelni dalam melakukan penjualan dan Kebutuhan melalui Aplikasi PaDi (Pasar Digital)
Seperti diketahui, aplikasi PaDi UMKM merupakan sebuah platform digital yang mempertemukan UMKM dengan BUMN guna mengoptimalkan, mempercepat dan mendorong efisiensi transaksi belanja BUMN pada UMKM, serta memperluas dan mempermudah UMKM mendapatkan akses pembiayaan.
Sejalan dengan upaya memperkuat digitalisasi layanan, Koperasi dengan omzet sebesar Rp 8,92 miliar pada 2021 lalu itu juga terus meningkatkan kualitas sumber daya manusia (SDM). Ini dlakukan dengan mengikutsertakan karyawan pada pelatihan-pelatihan yang diselenggarakan internal maupun eksternal. “Dengan SDM yang berkualitas akan menghadirkan layanan prima kepada anggota,” ucap Chairi
Koperasi Karyawan PT Pelni Bina Sejahtera awalnya didirikan atas kuasa rapat pembentukan pada tanggal 16 Februari 1980 oleh 5 orang wakil karyawan yang dikukuhkan dengan Surat Keputusan Kepala Kantor Wilayah DKI Jakarta No.1364/B.H/I tanggal 9 Juni 1980. Usaha awalnya hanya merupakan simpan pinjam. Namun kini usaha koperasi meliputi toko, pengadaan barang kebutuhan Pelni, kerjasama dengan perumahan dan usaha lainnya.
Chairi menambahkan, upaya digitalisasi layanan mendapatkan respons positif dari anggota. Ini ditunjukkan dari tetap terjaganya usaha Koperasi. Pada akhir 2021, jumlah aset sebesar Rp 98,15 miliar dan modal sebesar Rp86,32 miliar. “Dukungan anggota sangat penting untuk menjaga pertumbuhan usaha koperasi yang berkelanjutan,” ujarnya. Selain digitalisasi layanan, anggota merasa nyaman dengan Kopkar ini karena jasa administrasi pinjaman yang sangat kecil dan SHU yang memuaskan. Hal ini ditambah dengan proses pencairan pinjaman yang cepat sehingga anggota dapat terpenuhi kebutuhannya.
Meski sejauh ini usahanya berjalan mulus, namun Chairi tidak menampik adanya tantangan yang dihadapi. Salah satunya adalah agresivitas lembaga keuangan lain yang aktif memasarkan produk-produk pinjaman. Selain itu, adanya beberapa kasus piutang macet. Untuk mengatasi tantangan tersebut, Pengurus telah memiliki jurus seperti rencana menambah tenor dan plafon pinjaman serta meningkatkan pengawasan untuk meminimalisir piutang macet.